Tom Cutler founded ‘Cutler & Associates’ in 1967 as a general insurance agency (when his only associate was a basset hound named Lucy).  After 20 years, Tom found that he was most passionate about working with churches.  It was then, that Tom chose to work exclusively with churches (29 at the time). Twelve years later, he was working with over 300 churches when Charlie Cutler joined the agency.  Fast forward another 14 years and ‘Cutler & Associates’ has grown to a staff of 35 professionals working with over 3,000 churches in the region.